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Cheryl Toon

Senior Loan Officer

With over 20 year of experience in customer service, Cheryl understands and provides the quality of service that our members deserves. As a Senior Mortgage Loan Officer, she brings with her 13 years of experience in the Real Estate industry. With her integrity, attention to detail, and ability to think outside the box, she will work hard to make sure that our home loan options meets your needs!

When she is not bust helping others, Cheryl enjoys spending quality time with her family


To qualify for a home loan with us you must meet one of the following criteria:

  1. Already be a Member with us.
  2. Meet one of the eligibility requirements for Membership.
    1. Be a school employee at an eligible school in California (Teachers, Administrators, Classified Staff, District Employees, Department of Education Employees, and Government-Sponsored Education Program Employees).
    2. Retiree receiving a pension or annuity from an eligible school.
    3. An immediate family member of an existing Schools Financial Member.

If you are unsure if you meet one of the criteria above and would like to speak to a representative please call our Member Contact Center at 916-569-5473.

If you meet one of the eligibility criteria above, please press continue to apply.

To qualify for a home loan with us you must be eligible for Membership. Please select an option below to continue.

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If you are unsure if you meet one of the criteria above and would like to speak to a representative please call our Member Contact Center at 916-569-5473.

Please press exit to be taken back to our Mortgage Homepage.