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Calculators

Mortgage Payment
Find out how much your payments would be.

Affordability
Find out what type of home is in your budget.

Income Requirements
Determine how much income you need for your loan.

Principal
Figure out what your principal balance will be after any number of payments.

Buy vs. Rent
Analyze the total cost to rent versus the total cost to own.

Refinance
Analyze the total cost and savings to refinance.

To qualify for a home loan with us you must meet one of the following criteria:

  1. Already be a Member with us.
  2. Meet one of the eligibility requirements for Membership.
    1. Be a school employee at an eligible school in California (Teachers, Administrators, Classified Staff, District Employees, Department of Education Employees, and Government-Sponsored Education Program Employees).
    2. Retiree receiving a pension or annuity from an eligible school.
    3. An immediate family member of an existing Schools Financial Member.

If you are unsure if you meet one of the criteria above and would like to speak to a representative please call our Member Contact Center at 916-569-5473.

If you meet one of the eligibility criteria above, please press continue to apply.

To qualify for a home loan with us you must be eligible for Membership. Please select an option below to continue.

  • Choose an item.

If you are unsure if you meet one of the criteria above and would like to speak to a representative please call our Member Contact Center at 916-569-5473.

Please press exit to be taken back to our Mortgage Homepage.